How much will my insurance company cover for my Massage treatment at Aches Away Toronto?
Faz
Last Update a year ago
Let's look at an example to understand this.
"My Insurance app says I have $400 for Osteopath(w/ Xray) and another $400 for Massage Therapy, does it cover the initial Osteopathy Assessment and treatment I booked at Aches Away Toronto?"
To understand the answer, you will need to check in your app to see what percentage of each treatment is covered by your insurance.
Sometimes, insurance companies will say:
"You get $400 total and you can use it however you like".
In that case, you can apply the $145 cost of the initial Osteopathy treatment towards the $400 and then you'll have $245 left for follow up treatments.
Other times insurance companies will cap individual treatments by saying that they will cover a certain percentage of each treatment, up to $400.
In that case, they would cover $116 and you would have to pay $29 out of pocket.But then you'll have $284 left to apply towards future treatments in 80% increments.
Does that make sense?